Any one can invest in small amounts every month and see the drop become an ocean. Through this account you can invest small amounts of money every month and end up with a large amount on maturity. The Bank also allows you the facility to give standing instructions by which the amount is debited from your account every month. It is opened for a maturity period ranging from 1 year to maximum 5 years. It can be opened with a minimum amount of Rs 100 and maximum amount with no limit. It should be deposited monthly and interest rates are same as applicable for Term Deposits. Nomination facility is available for this account too.